Finnovex Southern Africa
Head- Business Relationship Management, South African Reserve Bank
Chief Information Officer, City of Johannesburg
Managing Director, ABSA & CEO – The Equinox Innovation Centre
Chief Executive Officer, FNB Life Insurance
Group Chief Digital Officer, Emirates NBD, United Arab Emirates (Advisor)
Executive, Director and Chairman for Business Transformation and Startup Acceleration
Global Chief Information Security Officer, OVH, France (Advisor)
WesBank Chief Information Officer, FirstRand
Group Executive – Special Projects, Bank of Africa, Ghana
Chairman, Mobile Money Association of Kenya
Chief Risk Officer – Greater Africa, Barclays Africa Group Limited
Chief Information Officer – Personal and Business Banking, Standard Bank, South Africa
SVP – Digital Banking & Deputy CDO, DenizBank, Turkey
Chief Operating Officer, BancABC Mozambique
Managing Director and Chief Executive Officer, Accion Microfinance Bank Limited, Nigeria
Chief Financial Officer, Consumer Bank Group, Ecobank Group
Chief Information Security Officer, M Oriental Bank, Kenya
Managing Director, Standard Chattered & Africa Head, SC Ventures, Kenya
Chief Technology Officer, PPS Insurance
Chief Operating Officer, AccessBank, Tanzania
Vice President – Digital IT Strategy and Enterprise Architecture, Arab Bank, Jordan
Executive Director – Retail Banking & e-Commerce Division, FBC Bank Limited, Zimbabwe
Group Chief Digital Officer, Zimnat, Zimbabwe
Country Manager – Transformation, BancABC, Zimbabwe
Senior General Manager, Payments, Banking Association of South Africa
Founder, KARM Legal
Director of Operations, KCB Bank Group, Kenya
Head – Client Experience Digitization, Rand Merchant Bank
Head of Technology, Rand Merchant Bank
Sales Manager- Digital Channels and Payments, Temenos Africa
Head- Enterprise Architecture Manager, Old Mutual Limited
Michael Michie currently in M Oriental Bank limited as the Chief Information Security Officer started his career in the IT industry in early 2014 after completing his BSc. IT Michael is currently working on completing his CISSP. He has quickly risen through the ranks in the organization starting as an intern to Head of Information Technology before becoming CISO in June of 2018. Michael is well knowledgeable in various fields of the industry dedicating time and effort to his passion in security. He has successfully led the organization in its data center migration project, disaster recovery redesign, information security controls, virtualization and implementing new IT policies and procedures. A firm believer in the power of people to innovate through technology, he is passionate about the changes that could be realized in the banking industry and also on a larger economic scale through disruptive technologies.
As an experienced implementer of digital change, Pranen has played key operational, project and strategic roles across Discovery, Investec’s Private Bank and as a Management Consultant before joining Rand Merchant Bank earlier this year. He led a team within Investec’s Strategic Project space enabling an online banking redesign. Whilst at Discovery, Pranen headed up the International Markets Digital team before taking over the Group’s Digital Channels department, has also been the technology enablement partner to the Group’s Direct to Consumer Sales and Digital Marketing teams.
Agrippa is has over twenty years financial services experience and is an Executive Director – Retail Banking & e-Commerce with FBC Bank in Zimbabwe. Aside of primary distribution he manages innovation and the migration of banking and payments to emerging digital platforms. He is a leading expert and thought leader in Zimbabwe’s financial services industry. A keen digital marketer, Agrippa has been closely involved with the mobile banking ecosystem evolution in Zimbabwe and writes and presents papers regularly on the subject. Agrippa holds a business degree from the University of Zimbabwe, a Master in Business Leadership from UNISA, is a Project Management Professional (PMP®) as well as a Chartered Marketer(UK) amongst various other qualifications.
Mr. Andrea Ottina is currently the Chief Operating Officer of AccessBank Tanzania and is responsible for the overall areas of innovation, business development, marketing and alternative channels. Mr Ottina has more than 8 years of experience across commercial banks, consulting companies and international organizations. He holds a Master of Arts by Research in Social and Political Sciences from the University of Sydney, Australia, as well as a Bachelor of Sciences in
Business Administration and Management from Bocconi University, Milan, Italy
Stelios Papadakis is currently Chief Operating Officer (COO) for BancABC Mozambique. Before that, he has held several senior positions across the banking industry in Mozambique, having been Chief Operating Officer (COO) for Banco Terra Mozambique (BTM), Head Retail Network Operations, Customer Service and Digital Banking for Barclays Bank Mozambique and Head of IT also for Barclays Bank Mozambique. Before joining the banking industry, he worked for the Strategy and Policy Unit of the International Telecommunication Union (ITU) in Geneva, Switzerland and before that, he was Senior Telecommunication Policy Advisor at the Ministry of Transport and Communications in Maputo, Mozambique, as well as a part-time lecturer at various Universities in Mozambique. Stelios is also the winner of the 2007 edition of the ITU Young Minds in Telecom competition, a worldwide competition run by the International Telecommunication Union. He Holds an MSc. in Public Policies for Science, Technology and Innovation from University of Sussex, United Kingdom, a bachelor degree in Electronics
and Communications Engineering, from Curtin University of Technology, Australia. He is an ISACA Certified Information System Auditor, Certified Information Security Manager, Certified in the Governance of Enterprise IT, Certified in Cybersecurity Foundations and COBIT Foundation.
Rajal is responsible for the Consumer business in the 12 Barclays Africa countries. This includes the design and implementation of the Consumer Bank strategy, balance sheet and P&L growth, Product development and Sales and Distribution. He has over 24 years of international experience, spanning multiple geographies covering Asia, the Middle East, Russia and Africa. Rajal has a proven track record of growing and turning around businesses and managing large teams. He is also a specialist in the Consumer and Retail Banking Risk function, having managed senior positions in Credit Cycle Management. Rajal has been with Barclays since June 2007. Before joining Barclays, Rajal worked with Citigroup for 17+ years in various roles covering business management and credit risk, and he was a Senior Credit Risk Officer for Citigroup. Rajal has a BA Honours degree in Economics from Delhi University and a Master’s degree in Management studies from the SP Jain Institute, Mumbai. He is married to Roopa and they have a daughter Nainika.
Ammish Owusu-Amoah is the Managing Director and CEO of Bank Of Africa in Tanzania. He has over 20 years experience in Banking having served in various roles. Previously he served the Managing Director and CEO for UniBank in Ghana for 4 years, and also Group Head of Operations For Ecobank Transnational Inc.
In addition to his current role Ammish is also the Current Board Chairman of Tanzana Mortgage Re Finance Company, a company set up by the Bank of Tanzania and the world Bank to provide long term Finance to Banks in Tanzania for on lending.
He is also the Board Chairman of Umoja Switch Comapany Limited ( a 27 member Banks Company providing Electronic switch and payment platform for Banks InTanzania. Ammsh is also a member of the Governing Council of the Tanzania Bankers Association.
Ammish holds an MBA from Henley Management College in UK, a Masters degree from University of Ghana, and Bachelors Degree from KNUST in Ghana. He is also member of of the Professional Managers Association. PRIMIA
He has attended various Executive leadership programmes including INSEAD
Herman is an innovative business thinker and a high impact player having delivered significant business value in the executive roles that he has operated in. He has an unusual mix of Business, Technology, Leadership and Creative skills that positions him uniquely for roles to lead the march to the new Digital Economy. He is pragmatic and strategic and is both solution focussed and customer centric. A naturally innovative thinker he has led and guided many disruptive businesses in the ongoing convergence of Technology and Business for over 20 years. He is an intuitive strategic thinker, facilitator and advisor and integrates well with cross functional and ethnically diverse teams. As a great and motivational public speaker, Herman is in high demand for conferences and often acts as a keynote speaker for internal company strategy events.
Evans Munyuki is the Chief Digital Officer (CDO) for Emirates NBD, the leading banking group in the region. He is an experienced business leader with 24+ years of experience leading financial and technology organizations in listed companies across both mature and emerging markets.
Before joining Emirates NBD, Evans undertook multiple CDO, CIO and P&L business leadership roles across a combination of traditional financial and technology companies across American, European, and African markets. Evans was also recently CDO and CIO of a rapid growth, German-listed fintech operating across 14 African and European markets. In addition to multiple certifications, he holds a Master’s Degree in Project Management, Bachelor of Science in Business Administration, and an Associate’s Degree in Applied Science in Electronics Engineering.
Colin Iles has 20 years of experience working for some of the top global consultancies and financial institutions in London, Frankfurt, Singapore and most recently South Africa.
Throughout his career Colin has focused on designing and implementing solutions that bring positive benefits to the communities and stakeholders the organisations serve.
His specific focus in his own words…“Most organisations develop and execute strategies that are no longer appropriate to deal with the existential threats that disruptive technologies bring. It’s incredibly satisfying working with today’s leaders to design models that allow them to adapt and win in this exponentially changing world.”
Whether presenting, facilitating or consulting, Colin mixes his professional experiences with humour, deep research and razor sharp intellect to ensure his audiences stretch their thinking as to where the real threats lie, and whether their organisation, their division or their teams are equipped to deal with these threats.
Outside of running his own consultancy, Colin is CxO of the Barclays Equinox Leadership Centre, is deputy chair of the African Institute of Financial Markets Risk Management, is currently mentoring a number of startups and is currently building an app to reduce the administrative burden for B2B transactions.
Brighton is a Tech futurist and enthusiast with vast experience in Management consulting, Business transformation and Change, Knowledge sharing and skills transfer across a vertical of industries ranging from Financial services, Telecoms, Health, Agriculture, Insurance to mention a few in the emerging markets sphere. His key focus is on Strategy execution through solutions implementation and delivery. A certified Programme Management Professional with strong roots in technology from a tender age, his Executive facilitation skills assist businesses in finding the right footing and applicable answers to conundrums that question their habits and limits in the contemporary complex and rapidly evolving technology landscape. Brighton is a Fintech and Programme management Consultant in his personal capacity and current is the Country Transformation manager at Banc ABC a Part of Atlas Mara based in Harare, Zimbabwe.
Our vision is to provide financial institutions, of any size, anywhere in the world, the software to thrive in the digital banking age.
Comviva is the global leader of mobility solutions catering to The Business of Tomorrows. The company is a subsidiary of Tech Mahindra and a part of the $20.7 billion Mahindra Group. Its extensive portfolio of solutions spans digital financial services, customer value management, messaging and broadband solution and digital lifestyle services and managed VAS services. It enables service providers to enhance customer experience, rationalize costs and accelerate revenue growth. Comviva’s solutions are deployed by over 130 mobile service providers and financial institutions in over 95 countries and enrich the lives of over two billion people to deliver a better future.
Denisha is currently the Chief Information Officer for the City of Johannesburg Metro Services. She manages the entire IT value chain from hardware to software to IT governance to ICT projects that impact the city. She is involved in many city-wide IT initiatives to help digitize the City of Johannesburg for the Fourth Industrial Revolution.
She was previously at Development Bank in a pivotal ICT Head Role. The Development Bank which is mandated and affiliated to the National Treasury and lead by the Minister of Finance, to deliver Infrastructure in South Africa per the National Development Plan. She worked across ICT; heading several business areas across ICT from the ICT Project Management Office aligning to ICT Software Solutioning, ICT Governance and ICT Asset Management for the Development Bank, which is now also affiliated to the BRICS Bank.
She has held several Vice Presidents posts/roles in Absa Bank, Barclays London and at the South African Revenue Services. She started off at the SARS Business Intelligence Centre, was promoted to the SARS audit centres as a senior auditor in the SARS Large Business Centre. She designed, developed and implemented SARS’s very first Governance, Risk and Compliance unit for the CFO of SARS, which has made SARS cutting edge in the public sector at current. She has had the great privilege to work with the COO of SARS from a risk perspective during the implementation of SARS E-Filing System.
It was during her SARS E-filing System implementation whereby she pursued her MBA in technology management in which she achieved a first class pass. Her primary degree is a BCOMPT Accounting Sciences Honours at the University of Kwa-Zulu Natal.
Denisha has also achieved the youngest Doctorate in Leadership qualification in the history of the University. She is therefore a leader in her field, and has carved in-roads into society which has become impactful beyond the boundaries of just her work. The hall-mark of Denisha is her ability to drive change and innovation strategically; and being a consistent over-achiever in all that she does. She has achieved several accolades throughout in her career in every job/post she has been in, which has left sustainable benefits both long and short term, in the divisions she has headed. Her accolades for each position she had held, is outlined in her detailed CV.
In her tenure at Barclays London and Absa, she headed many Vice President’s posts such as Head of Business Intelligence for Africa, Head of Analytics for the Africa for 15 African COO’s, Head of Banking Fraud Analytics & Specialised Services for Africa for 15 African countries.
Denisha is a tenacious person filled with determination, perseverance and hard work. She has worked overseas to educate herself toward her primary degree, coming from a background whereby tertiary education could not be afforded, however that did not limit her. This demonstrates her pioneering abilities from a very young age. Her detailed CV in the many senior leading roles she has had, clearly also shows these characteristics throughout her career.
A Pan African Senior Corporate Professional and International Conference Speaker, with a Solid career in Strategy, Performance Management, Accounting, and Business Development, from Banking (Consumer, Corporate, Commercial), and Oil and Gas perspectives. Leading by example, self- motivated and results-oriented, I have 19 years working experience, 8 years of which has been in Oil and Gas. My career objective is ‘leading and driving sustained value creation in blue chip organisations’. Values driving my career objective is captioned in ‘InSPIRE-S’
In = Intentional
S = Service
P = Partnership
I = Integrity
R = Respect
E = Excelence
S = Stewardship
Mr. Taiwo Adesina Joda is the Managing Director/CEO of Accion Microfinance Bank. He holds a B.Sc. degree in Finance and Banking from the University of Lagos and a Masters’ degree in Finance and Banking from the same university. He is an Alumnu of Said Business School–Oxford University. Mr. Joda is a senior member of the Chartered Institute of Bankers (HCIB) and a Fellow of the Nigerian Institute of Management (MNIM). He has attended several top management programs both locally and internationally including – Africa Board Fellowship Programme in SA, Lagos Business School, Nigeria, INSEAD, France and Euro money both in UK and Singapore.
Mr. Joda has over (25) twenty-five years’ experience in Bank and Non- Bank Financial Institutions spread over (5) five institutions with core competences in corporate finance, corporate banking, branch banking, retail banking and key customer management.
Institutions he worked prior to joining Accion MFB include: Arbitrage Finance and Investment Company LTD, Kenneth Michael & company Nig. LTD, FSB International, International Trust Bank, Equatorial Trust Bank, Diamond Bank and Fidelity Bank plc. His remarkable performance on the job earned him appointments into critical and strategic committees and several awards in the institutions he had previously worked. He has excellent leadership skills and continually mentors young professionals.
Mr. Joda was appointed the MD/CEO of Accion Microfinance Bank on August 1 st 2017 but assumed full responsibility as Managing Director/Chief Executive Officer on January 2 nd 2018.
I am an Enterprise Architect with over 10 year’s experience, having worked or consulted for South African Financial Services Companies; Standard Bank Group, Discovery Health, Nedbank, Seconded by Deloitte to Barclays Bank Africa and now currently at Old Mutual Limited.
My areas of interest and specialization span across Data & Enterprise Architecture, Advanced Analytics, Digital Innovation and Strategy.
In the past five years I have been part of a core team in various Multi-Billion Rand Enterprise Transformation and Innovation Programs; Barclays Bank Africa’s Shared Enterprise Services Program, Multichoice Group’s Evolution Program and now Old Mutual Ltd.’s South Africa Transformation Program, amongst other initiatives to support the organization IT & Digital Strategies.
My qualifications include a Post Grad in Management from the University of Cape Town’s Graduate School of Business, a Global MBA from IE Business School in Spain and currently completing a Post Graduate Research Degree in Digital Innovation and e-commerce at the London School of Economics and Political Sciences (LSE).
In January 2019 I completed the ‘Doing Business in China’ program at The University of Fudan School of Management, in Shanghai – China.
Kokila is the founder of KARM Legal and has 15 years of experience as a corporate/Commercial and technology lawyer in UAE. an ardent Fintech/Technology Lawyer. One of the very few lawyers in the region to have an in-depth knowledge of the synergies of technology, law and policy- Kokila has worked with major corporations, government and semi-government bodies, high net worth individuals over the years. Kokila’s Masters in Law, in Digital Economy from the Monash University in Melbourne, Australia, and the recent certification of Oxford Blockchain Strategy Programme from Oxford University, UK has helped her develop an in-depth understanding of digital economy and Blockchain.
Kumaran Selvarajalu is head of payments for the Banking Association South Africa. In this capacity he enables the strategic objectives of the South African banking sector in the diverse and fast-changing payments environment. He is passionate about the merger between physical and digital systems across all levels of society, and the potential upliftment of people’s lives this can bring.
Prior to joining the Banking Association South Africa, Kumaran consulted on payments and digital innovation. This was after a 20 year career at FirstRand Bank Limited where over the years he held a number of group positions related to payments, strategy, regulatory risk and business impact management. He officially represented the bank on a number of the key interbank projects and negotiations and was the bank’s representative on the council of the Payments Association of South Africa.
Kennedy is the Africa Region Head of SC Ventures, Standard Chartered’s innovation, ventures and fintech investment unit. He runs the Bank’s eXellerator Lab in Nairobi, creating a platform to nurture our strong intrapreneurial / entrepreneurial and partnership culture in the Africa region, working closely with a range of stakeholders in our African markets to identify problems to solve and partner with fintechs, clients and regulators to create value propositions that are relevant for our markets.
A Managing Director at Standard Chartered, he was previously the Head of Transaction Banking for Kenya and East Africa region. Prior to that he covered Ghana and West Africa in the same capacity.
Before joining Standard Chartered Bank, he worked in various senior leadership roles at Citibank, including Transaction Bank Head for CEMAC zone countries including DR Congo based out of Cameroon, General Manager Operations and Technology in Zambia, Financial Controller and Chief of Staff (Risk Administration and Human Resources) in Tanzania. During this period, he also served as Executive Director on the subsidiary Boards of Citibank in both Tanzania and Zambia where he chaired the Operational Risk subcommittee of the main board for several years.
Kennedy is a UK Chartered Certified Accountant (ACCA).
Stephane Nappo is Global Head Information Security for Société Générale International Banking & Financial Services pole since 2011. Present in 67 countries, this pole employs over 75, 000 people and has 30 millions clients distributed within 40 autonomous banks and 90 entities all delivering financial services.
He was senior consultant specializing in IT security as of 1995. His extensive training in telecom, business administration and law, allows him to have a unique approach towards solving technological and business related issues. He worked for over 80 organizations in numerous sectors.
He implements conventional risk management methods with a systemic and pragmatic approach to complex problems. Based in Paris, he operates regularly in Russia, Central Europe and Africa. His current mission targets digital services security, anti-fraud prevention, incident response and information security’s digital transformation.
Lee has been with FNB for over 15 years arriving straight out of University. In his 15 years, he has enjoyed a diverse range of roles and exposure across our complex business. He worked in Credit Card, Forex, Business, Core Lending Products (CLP) and Life Insurance, his roles and responsibilities spanning across Analytics, Credit Sales, Client Value Management (CVM), Product Development, Pricing, IT and Operations. He has been a part of building new businesses, including the first dedicated CVM team in the Bank, Discovery Card, Retail Forex, Core Lending Products, Life and Short-term Insurance. Lee is currently the CEO of Life but also runs Insurance cluster which is currently building our short-term insurance business, supporting our international insurance strategy and running support for the various insurance businesses in the group.
He is known in the group as a visionary thinker, an excellent intrepreneur*, a great innovator and someone who can inspire and lead people to great heights.
Lee has a BSc. Degree in Financial Mathematics from the University of Johannesburg and is a qualified actuary.
* an intrepreneur is someone who can build businesses with an established group.
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Avsharn is a technology strategist that specialises in digital transformation, software engineering, data analytics, machine learning, cloud computing, DevOps, and enterprise architecture.
He is an expert in translating business requirements into workable solutions, using best practice frameworks, to ensure that quantifiable outcomes are achieved. Avsharn has implemented cutting-edge innovations at major banks and insurers, working with tech giants such as IBM, Microsoft and Google.
With a PhD in Systems Architecture from the University of Witwatersrand, he has published pioneering research in international scientific journals.
Stelios Papadakis is currently Chief Operating Officer (COO) for BancABC Mozambique. Before that, he has held several senior positions across the banking industry in Mozambique, having been Chief Operating Officer (COO) for Banco Terra Mozambique (BTM), Head Retail Network Operations, Customer Service and Digital Banking for Barclays Bank Mozambique and Head of IT also for Barclays Bank Mozambique. Before joining the banking industry, he worked for the Strategy and Policy Unit of the International Telecommunication Union (ITU) in Geneva, Switzerland and before that, he was Senior Telecommunication Policy Advisor at the Ministry of Transport and Communications in Maputo, Mozambique, as well as a part-time lecturer at various Universities in Mozambique. Stelios is also the winner of the 2007 edition of the ITU Young Minds in Telecom competition, a worldwide competition run by the International Telecommunication Union. He Holds a MSc. in Public Policies for Science, Technology and Innovation from University of Sussex, United Kingdom, a bachelor degree in Electronics and Communications Engineering, from Curtin University of Technology, Australia. He is an ISACA Certified Information System Auditor, Certified Information Security Manager, Certified in the Governance of Enterprise IT, Certified in Cybersecurity Foundations and COBIT Foundation.
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